Dental insurance can be confusing, and sometimes it feels like there aren’t enough hours in the day to figure out when to book visits or what’s going to be covered. Fortunately, we’re here to explain your insurance options and guide you through the process.
At Hampton Park Dental, we’ll happily file claims on your behalf and ensure you maximise your coverage before the end of the fiscal year.
So, why is June (or December) the perfect time for a dental refresh? Let’s take a look.
Understanding Your Dental Benefits
For many Australians, the end of the fiscal year for dental coverage is June 30th, but for some, it’s December 31st. For most policies, any unused benefits are lost after this date, making it essential to arrange for necessary treatments before then.
It’s important to check with your health insurer to confirm your reset date. You can do that in any of the following ways:
- Call them directly
- Check your policy documents
- Use the insurer’s app if they offer one
- Contact our dental clinic for assistance
Tips for Maximising Coverage
There are several things you can do before the end of the fiscal year to get the most from your insurance benefits, including the following:
- Book preventive visits — If you are due for a check-up, clean and polish, x-rays or other preventive treatment, you should arrange a visit before your benefits expire. These preventive treatments are usually 100% covered by your insurance.
- Arrange for other treatments — If you need dental restorations, such as fillings or crowns, you may consider booking these appointments before your insurance rolls over. If your coverage has an annual maximum, you may have unused funds that are going to expire.
- Contact our dental clinic — Because so many patients are trying to book appointments before the end of the fiscal year, we recommend contacting us as soon as possible to secure the appointment times that suit your schedule.
Need Quality Dental Care in Hampton Park, VIC?
If you’re looking for a caring, compassionate dental team, we’d love to welcome you to Hampton Park Dental. We’ll work with you to customise a treatment plan and help you get the most from your dental benefits.
You can call us on (03) 9799 3300 to arrange a consultation or visit.
We hope to hear from you soon.